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Official Mercedes-Benz Auto Finance Center in Charlottesville VA

Where can I find Mercedes-Benz auto financing near me in the Charlottesville area?

Welcome to the auto finance department at Mercedes-Benz of Charlottesville. We are proud to be the dealership of choice for our Charlottesville area customers. Our Mercedes-Benz financing experts are always eager to help our customers with any questions regarding new or pre-owned auto loans. Call us at (833) 335-1895 today!

Included below are some of our most frequently asked questions that most car buyers need answered.

How to Get Approved for a New or Pre-Owned Car Loan at Mercedes-Benz of Charlottesville?

Getting approved for a new or pre-owned car loan doesn’t need to be stressful. Mercedes-Benz of Charlottesville’s finance department in Charlottesville employs experienced account managers who understand how valuable your time is. We’ve asked them to share some insights on what our customers can do to ensure they get approved for a car loan or Mercedes-Benz lease offer quickly and easily. Here are their recommendations:

Get Pre-Approved Online for New or Pre-Owned Auto Financing in Charlottesville

Getting pre-approved for car financing online is a great way to get a head start. By applying online, Mercedes-Benz of Charlottesville customers can save themselves a lot of time in the dealership. Online applications are safe and secured with data encryption; so you know your personal information is protected. Once you have filled out the online application; it is reviewed by our finance managers who then reach out to you with questions or to schedule a test drive on a vehicle of your choice. It is also highly advisable to call the dealership yourself right after filling out your application and schedule a test drive.

Don’t Forget To Choose a Vehicle

Most of the time; customers get so worried about auto financing that they overlook the most important part, picking the vehicle they want. The best thing to do is to come down to our Charlottesville area Mercedes-Benz dealership. Test drive the vehicle you are interested in and let your sales consultant know that you also need auto financing or Mercedes-Benz leasing options. This will significantly expedite your process. So while you choose your next ride, our finance department can gather the information they need to get you approved for a car loan.

Down Payment

Although it is not always needed or required, it is a good idea to have some cash on hand. It can help get you a loan approval or for money due at signing for a Mercedes-Benz lease offer in Charlottesville, VA. A down payment is also a great way to reduce the amount you need to pay back in monthly payments. If you have a specific question for our team call (833) 335-1895 today.

Financing vs Leasing a New Mercedes-Benz in Charlottesville

Simply put, financing a vehicle means once you have made all the payments; you will own the vehicle. When you lease a vehicle; you are basically renting it for the “agreed term” between you and the dealer. Once the term is up, you may choose to finance the remainder of the loan or get a lease on another one. If you have specific questions or need help deciding which option is best for you; contact the Mercedes-Benz of Charlottesville finance department today.

Mercedes-Benz Auto Financing in Charlottesville, VA 22911 | Mercedes-Benz of Charlottesville

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First Class Financing®
First Class Finish®
First Class Lease®

Benefits of Financing with MBFS

Benefits of Leasing

The Mercedes-Benz Financial Services First Class Lease® program is a low-cost way of driving a Mercedes-Benz. Consider the following:

  • Little or no down payment required and no up-front sales tax payment (in most states).
  • Leasing is a low-cost way of driving a Mercedes-Benz. You only pay for the portion of the vehicle you use. And leasing may offer tax advantages if the vehicle is for business purposes (please consult your tax advisor).
  • A lower payment means more disposable income for other investments.
  • Whether you drive 7,500 miles, 20,000 miles, or anywhere in between, Mercedes-Benz Financial Services’ First Class Lease® can be customized to meet your specific needs while lowering your monthly payment. Our High Mileage lease option provides an extra 5,000 miles per year for a total annual allowance of 20,000 miles. Or, if you currently drive less than 10,000 miles per year, our Ultra Low Mileage lease may be right for you with only 7,500 miles/year. For more information on these special lease options, speak to Mercedes-Benz of Charlottesville .
  • Leasing means there is no hassle with trading-in or selling your vehicle. We take the risk of the resale value at the end of the lease and provide you with a set purchase option.

Benefits of Buying

Purchasing your Mercedes-Benz could be one of the wisest business decisions you can make. Consider the following:

  • A Mercedes-Benz has a higher than average resale value and in buying, you are building equity toward ownership.
  • You can sell your Mercedes-Benz at any time, on your own terms.
  • When you buy, the required insurance limits for liability and property damage are usually lower than when you lease.
  • You can modify your car any way you like with non-factory accessories. Modifying a leased car is not permitted, unless they are retailer-installed, factory-approved options.

Benefits of Balloon Financing

Balloon Financing combines the privileges of ownership with the benefits of leasing:

  • You own the vehicle and have most of the same benefits as traditional financing.
  • The monthly payments are less than traditional financing thus providing more monthly disposable income.
  • Good for customers interested in tax depreciation (please consult your tax advisor).
Mercedes-Benz of Charlottesville 38.032699, -78.4488053.