Lease or Buy a Mercedes-Benz in Charlottesville Virginia

lease vs buy mercedes benz

Welcome to the Mercedes-Benz of Charlottesville for your luxury car shopping. We’re your certified neighborhood Mercedes-Benz dealership serving in Charlottesville VA and its surrounding areas. Come and explore our extensive selection of new Mercedes-Benz vehicles, and a range of competitively priced pre-owned vehicles available for leasing and buying. Before you go to the next step in your luxury car buying or leasing process, we have a question for you? Have you ever considered Mercedes-Benz leasing? Taking all the benefits and financial flexibility of Mercedes-Benz lease deals into account, you may want to explore the Mercedes leasing options too. If you’re finding it hard to decide between leasing vs buying Mercedes-Benz, then this guide will help you compare each option by analyzing a multitude of factors.

Here we have a comparison table for leasing vs buying a Mercedes-Benz.

Leasing vs Buying Mercedes-Benz

Up-Front Cost Typically, the up-front cost is less than a down payment when you choose a loan to buy a car. If you buy, the up-front cost can be significantly higher.
Vehicle-Ownership Leasing doesn’t make you the car-owner. However, you have the choice to choose a new Mercedes-Benz when you extend your lease. After you paid off the loan, you own your Mercedes-Benz.
Monthly Payment The monthly payment for Mercedes-Benz leasing is generally smaller than a car-purchase. That’s because lease payments include only the vehicle depreciation not the total car price. The monthly payment of auto loan is generally higher than leasing. This is because you pay for the full price of the vehicle.
Mileage Restriction Each Mercedes Leasing comes with mileage limits. A vehicle-leasing agreenent includes a standard amount of miles related to vehicle depreciation. Fees are incurred for extra miles accrued. When you buy a car, you pay the cost for maintenance, service and repair of your Mercedes-Benz car.
Repair Cost Mercedes Benz leasing includes warranty maintenance that covers most maintenance and repair costs. When you buy a car, you pay the cost for maintenance, service and repair of your Mercedes-Benz car.
Contract A Mercedes leasing is a long-term car renting contract. If you end the lease early, expect to pay early-termination fees. Your lease agreement doesn’t allow you to make vehicle customizations too. Car-purchase means no contract. Enjoy the trade-in option, and customize it as you please

Frequently Asked Questions Leasing vs Buying


Here is a set of frequently asked questions on leasing vs buying.

I enjoy changing car every two to three years. Should I lease or buy?


Look at your vehicle ownership history and consider analyzing any future financial changes and your personal situation before moving forward. If your typical car-ownership range is less than 3 years, then Mercedes leasing may best fit your needs.


I drive more than 15,000 miles per year. Should I lease or buy?


Your commuting habits play an important role too. Do you drive far to work every day, or you will just be using your brand-new Mercedes as a weekend cruiser only? Think about these and find out where your new Mercedes fits in this capacity. If your driving range goes over 15,000 miles in a year, then car-purchase may work best for you.


I love customizing my vehicle. Should I lease or buy?


Whether you want one of our certified pre-owned C-Class, or you have selected the new model of a brand-new GLC 300, you can never customize your car if you lease it. Even a slight modification on your leased vehicle can violate the lease terms. Your leasing term always requires you to return your vehicle in factory condition at the term-end. Buying, contrariwise, allows you to make custom modifications on your vehicle. If vehicle personalization is what you want, then you may consider to buy your Mercedes-Benz.


I love to trade-in my vehicle. Should I lease or buy?


If you expect a return on what you have spent on your vehicle, then car-buying is your option. Think about how you will be utilizing your vehicle in the future. With a Mercedes-Benz leasing, you don’t have the trade-in option. Financially speaking, having an instant cash-value on your car is a cool thing. But again, we all have different reasons for having a vehicle. If building an equity, cash-value and trade-in interest you, then choose to buy your car instead of leasing it.


I like a package that covers maintenance and repair costs. Should I lease or buy?


Your Mercedes-Benz needs maintenance and scheduled servicing as recommended by the manufacturer. If you buy a car, these costs are not typically covered after the factory warranty ends. In contrast, a Mercedes leasing agreement includes the GAP protection coverage, maintenance and repair costs all within its warranty. Sounds cool, right? If all-included is what you want, then Mercedes leasing may work in your favor.


Why Should You Lease or Buy from Mercedes Benz of Charlottesville?

At our dealership, we are always eager to provide you with the assistance in finance, sales, and servicing. As soon as you are here, our team will tailor your luxury car-buying experience based on your preferences and drivability needs. Luxury car shopping can be affordable; choose from our competitive new-car specials or leasing offers, and find out more about our auto-financing options at our Finance Center. Whether you choose to buy or lease with us, our committed team will make your luxury car-shopping journey an enjoyable one. Here are some of our special offers:




Browse our official website for more information and stop by our dealership at 1381 Richmond Rd, Charlottesville, VA 22911 to start with your luxury car purchase journey.

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Google Jan 13, 2020
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Google Dec 11, 2019
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Google Dec 10, 2019

The front end of any service is the "face of the franchise", and Megan Apperson does an outstanding job in fulfilling that critical function. Megan is friendly, efficient, very knowledgeable in all aspects of her job, and eager to care for the needs of her customers. Can`t ask for more. This review is based, not on one or two visits, but over years of association which underscores Megan’s consistency in outstanding job performance. Thanks, Megan, especially for my new motor mounts.added 7 months later:Visited MB Service today for routine maintenance and found the service , as always, during ...

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Cars Dec 10, 2019

Visited MB Service today for routine maintenance and found the service , as always, during the past twenty years, to be excellent. Tiffany, on top of things as always and Ragina adding her friendly and efficient service to the customers. Thanks Tiffany and Ragina, for another pleasant and satisfactory visit. I especially appreciated the coordination of transportation for me. A special thanks to Michael Bell, who one doesn`t see very often from his position in the service bays, but who has always given sage and expert advice on maintenance matters. Thank you Mike. Enjoy your Holiday party and my best ...

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Google Nov 26, 2019

Excellent service experience. Loaner vehicle for 3 hours and my car detailed on exterior before I picked it up. Definitely a step up from most dealers.

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Google Nov 16, 2019

Bill, one of the sales accociates is the best, courteous, knowledgeable and very customer oriented. Will come back!

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Google Nov 14, 2019

Best dealer I've ever been to! Following going through the purchasing process with personable and easy to talk to Duane, I had minor issues with the car. The manager Ron, who is great by the way, was quick to get on the case and Megan and Tiffany in service were truly fantastic! Any possibility of this being a negative experience was eliminated immediately and the issue was resolved in a timely manor. They have most certainly earned a long term costumer and lots of positive word of mouth from me! 🙂

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Google Nov 11, 2019

We were traveling from The Jersey Shore and Sunday night we damaged a tire. Needless to say we were very upset and didn’t know what to do. Mercedes has been very good to us in PA and NJ so we decided to got MB of Charlottesville Monday. WOW! We arrived at 7:30 AM distraught and upset and they took care of us right away. Both Regina and Louis were professional, prompt and put us at ease immediately. They had us on our way quickly so we didn’t miss our next destination. Thanks to the MB Charlottesville team! I’ll ...

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Google Oct 29, 2019

Great service department - like many dealerships, seems to be a lot of turnover in sales staff, but I've always been treated well & love my GLC 300...!

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Google Oct 21, 2019

Purchasing a vehicle here was a great car buying experience. Bill Lyttle was professional and a pleasure to deal with. Service, follow-up and response has been very good as well. Will shop here first for our next vehicle.

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1381 Richmond Road • Charlottesville, VA 22911

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Today's Hours:

Open Today! Sales: 9am-8pm

Open Today! Service: 7:30am-5:30pm

Open Today! Parts: 7:30am-5:30pm

Mercedes-Benz of Charlottesville

1381 Richmond Road Charlottesville, VA

Phone: (833)-335-1895

Mobile Parts

Phone: 434-584-8291

1381 Richmond Road Charlottesville, VA


Phone: (833)-335-1895

1381 Richmond Road Charlottesville, VA

Mobile Sales

Phone: 434-584-8291

1381 Richmond Road Charlottesville, VA


Phone: (833) 335-5896

1381 Richmond Road Charlottesville, VA

Mobile Service

Phone: 434-584-8291

1381 Richmond Road Charlottesville, VA
38.032699 -78.4488053
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Mercedes-Benz of Charlottesville
Mercedes-Benz of Charlottesville
1381 Richmond Road
Charlottesville, VA, 22911 United States
Mercedes-Benz of Charlottesville 38.032699, -78.4488053.